What is H.Y.I.P.

If you've searched around the Internet for different ways to make money online, there's no doubt that you've come across the term "H.Y.I.P.". You might have just skipped it and paid no attention, but if you're reading this article right now, you must have questioned what the term H.Y.I.P. stands for "High Yield Investment Programs", which covers all programs, offline and online, that are used to invest money to receive a higher yield than you would normally get at a bank.

But that doesn't necessarily mean that it's a safe and solid investment. Look to H.Y.I.P.'s as more like gambling (1) than an investment (2), and only use money that you can afford to lose. H.Y.I.P.s basically take the investments of their members and invest them as a whole into more standard investments, including stocks, high yield bonds, foreign exchange trading (FOREX), or other programs. It works almost like a loan to the creator of the H.Y.I.P. in which they pay you back with the profits that they gain on your money, kind of like interest on your principle.

H.Y.I.P. online programs have different interest payment terms, and you need to know all the rules before you join up with one. They can either pay a daily percentage, which is usually in the range of 1 to 10%, weekly, which can pay anywhere from 5 to 50%, and monthly, which can pay anywhere from 20 to 200%. Make sure that you find one that meets your needs in terms of profit gains, such as if you're doing it short term or long term. Studying all the site information, including the FAQ, the terms and anything else you may come across is a good idea if you want to know what's happening with your hard-earned dollars.

Starting off with an H.Y.I.P. online is simple, since all you have to do is register with them and then deposit some money into your H.Y.I.P. account using the payment processor that they outline. The profits are paid out to the same processor to streamline the process. 


Definition of Gambling (1)

gam·ble  (gmbl)

 
v. gam·bled, gam·bling, gam·bles
 
v.intr.
1.
    a. To bet on an uncertain outcome, as of a contest.
    b. To play a game of chance for stakes.
 
2. To take a risk in the hope of gaining an advantage or a benefit.
 
3. To engage in reckless or hazardous behavior: You are gambling with your health by continuing to smoke.
 
v.tr.
1. To put up as a stake in gambling; wager.
 
2. To expose to hazard; risk: gambled their lives in a dangerous rescue mission.
 

n.

1. A bet, wager, or other gambling venture.
 
2. An act or undertaking of uncertain outcome; a risk: I took a gamble that stock prices would rise.
 

Investment (2)

 

Definition 1

Money committed or property acquired for future income.

Definition 2

Trade off between risk and reward while aiming for incremental gain and preservation of the invested amount (principal). In contrast, speculationaims at 'high gain or heavy loss,' and gambling at 'out of proportion gain or total loss.' Two main classes of investment are (1) Fixed income investment such as bonds, fixed deposits, preference shares, and (2) Variableincomebusinessownership (equities), property ownership. In economics, investment means creation of capital or goods capable of producing other goods or services. Expenditure on education and health is recognized as an investment in human capital, and research and development in intellectual capital. Return on investment (ROI) is a key measureperformance. investment such as of a firm's


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